Thomas F. O’Neill is vice chairman at Incapital, advising the firm’s capital markets group and financial institutions group on all aspects of their businesses. He is the well-known co-founder of investment banking and brokerage firm Sandler O’Neill & Partners, where he spent 22 years. Most recently, he was the co-chief executive officer of The Kimberlite Group, which he co-founded in 2013.

Thomas, a 40-year veteran of the financial services industry, currently serves on the board of Bank Financial, a bank holding company based in Chicago. Born in the Bronx, he is a graduate of New York University and a veteran of the United States Air Force.

Thomas is a second-generation Irish American with family roots in counties Armagh (his father’s side) and Tipperary (his mother’s). He vividly recalls stories of his maternal grandfather’s decision to emigrate after standing up to the English lord whose estate he maintained in New Inn, Tipperary. Thomas still takes pride in what he regards as his grandfather’s “ability to overcome great challenges to be here.”

He and his wife, Carol, have three daughters, Meredith, Melanie, and Heather.